Industry-leading insurance programs
Our 25+ best-in-class specialty insurance programs offer unique solutions for unique risks.
Our Programs
We have 25+ standout programs and household brands in the US and the UK.
US Commercial Programs
We know what it takes to become masters of a niche market because we have been doing it for 30 years. Founded on in-depth knowledge, experience and leadership in each of the industries we serve, our programs lead the way in helping agents and brokers meet — and anticipate — needs for organizations across the US.
US Consumer Programs
There’s more than one good reason consumers trust us when it comes to protecting some of their most valuable assets. We offer market-leading coverage. Our service is spot-on. And, when the unexpected happens, they know they have a partner in their corner, backed by the power of NSM.
UK Programs
Niche markets with nuanced risks demand next-level insurance solutions. That’s exactly what our portfolio of commercial programs and consumer brands in the UK brings to the table. Blending a legacy of expertise with an eye toward innovation, we set the bar for service, coverage and claims handling in the various industries we serve.
NSM Insurance Brokers
NSM was founded as a retail brokerage firm in 1990. Today, NSM Insurance Brokers is one of the nation’s leading insurance brokers and a division of our business we remain deeply committed to.
In line with NSM’s signature industry-specific expertise, our team of seasoned risk management experts serve as trusted advisors to clients across a variety of specialty markets. They rely on us to identify and help minimize risks, find the best coverages at affordable prices, provide customized claims and loss control plans — and deliver, every time.
NSM Insurance Brokers specializes in serving several niche industries, including:
- Behavioral healthcare, human services & nonprofit
- Higher education
- Manufacturing, wholesale & distributors
- Personal lines
- Private equity
- Real estate & construction
- School bus, coach bus & trucking
- Technology

Workers’ Comp Insurance
One of the top workers’ compensation providers in the US and a one-stop-shop for full coverage

Collectibles & Collectible Car Insurance
Top-rated insurance for a wide variety of collectibles and collector’s items, including auto insurance for classic cars

Behavioral Healthcare Insurance
Leading behavioral healthcare insurance solutions designed to meet the complex needs of addiction treatment, recovery and mental health facilities

Nonprofit & Social Service Insurance
Comprehensive solutions for nonprofit and social services organizations, founded on 25 years of focused expertise

Coastal Condo Insurance
Market-leading coastal condo insurance, with robust wind capacity, for the East Coast from Maine to Texas

Collector Vehicle Insurance
Comprehensive collectible vehicle insurance for collectors who like to get out and hit the road

Freelance Writer Insurance
First-of-its-kind, fast and affordable liability insurance crafted exclusively for freelance writers


Apartment & Condo Insurance
A best-in-class program specializing in package and mono-line property for apartments and condominiums

Classic Car Insurance
Nationally recognized, high-performance collector vehicle insurance

Commercial Auto Insurance
The go-to market for commercial auto insurance, including tow trucks and a wide range of hard-to-place garage risks

Specialist Insurance
Home to multiple well-known brands covering a wide range of specialist insurance products

Contractor and Freelancer Insurance
Award-winning provider of specialty insurance for contractors and freelancers

Architect & Engineer Insurance
Expert Professional Liability/Errors & Omissions coverage for architects and engineers, design build, contractors and others

Sports & Wellness Insurance
The leading market for a wide range of sports and fitness-related accounts, with a 20-year track record of success

Staffing Agency Insurance
Flexible insurance solutions to meet the everchanging needs of temporary, permanent and outplacement agencies

Owner-Operator Insurance
High-performance owner-operator insurance programs that do the heavy lifting for agents and insureds in the trucking industry